Start with understanding
Not sure what insurance you need? Learn first.
Four short lessons — term, life, health and travel — in plain language, each with a video walkthrough. When it clicks, we'll shortlist the three plans that fit your life.
What actually happens if life throws you a curveball?
Pick a type of cover. Read the plain-English explanation, then play the lesson beside it to see how it works in practice.
Term insurance covers you for a fixed number of years — nothing more.
You choose a period (say 20 or 30 years) and a payout amount. If you pass away during that period, your family receives the payout. If you outlive it, the cover simply ends. Because there is no savings or investment element, it is the cheapest way to buy a large amount of protection — which makes it the usual starting point for young families with a mortgage or children.
- Best for
- Young families, new homeowners, anyone with debt
- Cost
- Lowest premium per dollar of cover
- Pays out
- Lump sum on death or terminal illness, within the term
Term insurance in 3 minutes
Feel like term cover could be right for you?
I'm interested in TermNext: a two-minute chat with our advisor to find your top three plans.
Four steps, no cold calls
- 01
Learn
Understand what each type of cover does — and does not — do.
- 02
Watch
A short lesson per policy type, in chapters you can skip.
- 03
Tell us about you
A guided needs analysis: dependants, budget, priorities.
- 04
Compare three
Your top three plans, ranked and explained.
Ready to see what fits you?
Answer six quick questions and our advisor shortlists three plans, with the reason each one made the list.
- No sign-up needed to see your shortlist
- Plain-language reasoning for every recommendation
- Change an answer and the ranking updates instantly